Facts: What does ChoiceOne do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

 

What? 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account balances and Payment history
  • Credit history and Credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons ChoiceOne chooses to share; and whether your can limit this sharing.

 

Reasons we can share your personal information

  • For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
    • Does ChoiceOne share? YES
    • Can you limit sharing? NO
  • For our marketing purposes – to offer our products and services to you.
    • Does ChoiceOne share? YES
    • Can you limit sharing? NO
  • For joint marketing with other financial companies.
    • Does ChoiceOne share? YES
    • Can you limit sharing? NO
  • For our affiliates’ everyday business purposes – information about your transactions and experiences.
    • Does ChoiceOne share? YES
    • Can you limit sharing? NO
  • For our affiliates’ everyday business purposes – information about your creditworthiness.
    • Does ChoiceOne share? NO
    • Can you limit sharing? We don’t share.
  • For our affiliates to market to you.
    • Does ChoiceOne share? NO
    • Can you limit sharing? We don’t share.
  • For non-affiliates to market to you.
    • Does ChoiceOne share? NO
    • Can you limit sharing? We don’t share.

 

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.

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