Auto Loan

*Annual Percentage Rate (APR) is valid as of 10/1/25 and varies depending upon credit qualifications and selected terms. All rates are fixed unless otherwise indicated. Loans are subject to credit approval. An estimated monthly payment of $356 would result for a loan amount of $20,000 at 8.50% APR for 72 months. Repayment terms may vary depending upon rate and selected terms. On qualifying loans originated directly by ChoiceOne Bank, payments begin after 90 days from the time of loan closing and cannot be deferred past that time. Interest accrues during the deferral period. No prepayment penalties. Model years and mileage limits may apply. Offer valid on auto loans not currently financed with ChoiceOne Bank and is subject to end or change at any time without notice. Hazard insurance required. Member FDIC.

A vehicle is not just a means of transportation. It’s a space where we spend time with family, commute to work, and create memories that last a lifetime. Our auto loans empower you to purchase a vehicle that meets your needs and becomes a catalyst for unforgettable moments.

Our auto loans offer you the advantage of financing at competitive rates. Plus, you can take advantage of an interest rate discount by having your monthly payments automatically deducted from your ChoiceOne Bank checking account.

Our Auto Loans offer competitive rates, ensuring that your excitement doesn't end when your bill comes due. With flexible repayment terms and personalized solutions, you can enjoy your new car with financial peace of mind.

Our easy application process puts you in the driver's seat. Our team will guide you throughout the loan process from start to finish. 

Curious about the affordability of your dream car? Our online calculator makes it easy to estimate your monthly payment.