Our offices will be closed Monday, May 29, in observation of Memorial Day. Our website, ATMs, online, and mobile banking will be available for your convenience. We will resume normal business hours on Tuesday, May 30.

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Home Equity Line of Credit

Ask Us About our Rates!

Tackling home improvements? Planning a vacation? Looking to buy a new car? Use the equity in your home to your advantage! Act now with this great introductory rate and waived closing costs!

We encourage customers to book an appointment when opening accounts or applying for loans.

Schedule an appointment today

Home Mortgages

Jumpstart Your Mortgage

When you find your dream home, you can’t wait weeks for pre-approval.
Our Jumpstart Program will get you the documents you need and the rates you deserve. Call the ChoiceOne Bank 24/7 Mortgage Hotline at: 616.887.3281

Mobile, Just Like You.

Bank Without the Bricks

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Reach Your Business Goals

The right financial tools can help you build your business. Everything you need is already inside your Business Checking Account.

  • Invoicing
    • Email Invoices
    • Manage Customers
  • Payments
    • Online Payments
    • Fast Deposits
  • Accounting
    • Instant Accounting
    • Simple Reports

Our Communities

Bank With Your Neighbors

We believe banking should be about community.
When you bank with ChoiceOne you help your neighbors.

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ChoiceOne Financial Services Community Cyber Security featured Press Release Resources Small Business Banking Technology

ChoiceOne Announces Industry-Leading Technology, Adv Treasury Services

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Awards ChoiceOne Financial Services Community Event Financial Literacy Leadership Press Release

ChoiceOne Bank Receives 2023 MBA Financial Literacy Award

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ChoiceOne Financial Services Community featured Investment Center Leadership Press Release Resources

ChoiceOne Financial Reports First Quarter 2023 Results

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ChoiceOne Financial Services Community Event featured Leadership New Hires Press Release Promotions

ChoiceOne Bank Announces Leadership Promotions, New Positions

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.