Our offices will be closed Monday, May 29, in observation of Memorial Day. Our website, ATMs, online, and mobile banking will be available for your convenience. We will resume normal business hours on Tuesday, May 30.

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Home Mortgages

Personal Borrowing

We See A Home

Home ownership is as exciting as it is daunting. Big banks, impersonal service, and cold systems can discourage many potential buyers. When others see risk, we see a home. Call the ChoiceOne Bank Mortgage Customer Service Number: 616.887.7366

Buying a Home

Our personal mortgage team will make your purchase fast, easy, and personal.

Refinance

Is your rate too high? Let’s review your loan and get you the lowest rate available.

Build & Remodel

When limited cash flow slows down your remodel or building project, we see possibility.

Choose a Lender

Matt Harris

Coopersville

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Matt Harris

Mortgage Loan Officer

Coopersville

Phone: 616.887.7366

Email: [email protected]

Bio Coming Soon!

NMLS #533254

Tim Shaw

Grand Rapids

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Tim Shaw

Mortgage Loan Originator

Grand Rapids

Phone: 616.325.9943

Email: [email protected]

Former Elementary School Principal and High School Teacher, Shaw and his wife reside in Grand Rapids with their family.

NMLS # 2414581

Lysh Curnett

Fremont & Newaygo

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Lysh Curnett

Mortgage Loan Originator

Fremont & Newaygo

Phone: 616.255.1930

Email: [email protected]

Banker for 24 years. Enjoys volunteering in the community. A native to both Fremont and Newaygo. Mother of four.

NMLS #563712

Tim Rousse

Lapeer

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Tim Rousse

Mortgage Loan Originator

Lapeer

Phone: 989.450.6842

Email: [email protected]

Banker for 22 years. A coach, golfer, and someone who likes spending time on the water. Enjoys helping people qualify to buy a home and assisting them through the home buying process.

NMLS# 1004427

Renee Nyblade

Muskegon

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Renee Nyblade

Mortgage Loan Originator

Muskegon

Phone: 231.780.1873

Email: [email protected]

Banker for 37 years, Enjoys helping clients get their housing needs taken care of, Gardener, Boater, and Frequent Concert-Goer (pre COVID).

NMLS: #506395

Kristi Walters

Grand Haven

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Kristi Walters

Mortgage Loan Originator

Grand Haven

Phone: 616.375.6294

Email: [email protected]

Banker for 23 years, serving Grand Haven & Beyond. Enjoys the ability to obtain the ideal financial option for each individual borrower with exceptional service. Hobbies include cooking, baking, running, biking, soccer, volleyball and traveling with her teenage twins.

NMLS #1886372

Brad Cook

Rockford

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Brad Cook

Mortgage Loan Originator

Rockford

Phone: 616.334.9774

Email: [email protected]

Banker for 20 years, lender for 20 years. Enjoys time outdoors with family. NMLS #436351

Michelle Lenz

Lapeer

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Michelle Lenz

Mortgage Loan Originator

Lapeer

Phone: 248.762.0343

Email: [email protected]

Former Preschool Teacher, Mother of Four, Enjoys Gardening, Hiking, & Boating. NMLS #1928652

Eric Dyson

Lapeer

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Eric Dyson

VP Loan Operations Manager

Lapeer

Phone: (810) 538.1902

Email: [email protected]

Banker for 25+ years with concentration in residential, construction and commercial lending, father of four and amateur guitarist.

NMLS #747040

Kellee Vettraino

Capac & Imlay City

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Kellee Vettraino

Mortgage Loan Originator

Capac & Imlay City

Phone: 810.538.1939

Email: [email protected]

Banker for 12 years, dog owners, enjoys camping with friends and family.

Meet Kellee Vettraino

NMLS # 1597951

Luella Ingles

Yale & Port Huron

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Luella Ingles

Mortgage Loan Originator

Yale & Port Huron

Phone: 810.449.9535

Email: [email protected]

Banker for six years, enjoys travel and spending time with son.

NMLS # 1409457

Tracey McIntosh

Metamora & Armada

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Tracey McIntosh

Mortgage Loan Originator

Metamora & Armada

Phone: 810.538.1938

Email: [email protected]

Banker for 18 years, former realtor, enjoys camping, hiking, and biking with dogs and husband.

NMLS # 718450

Gary Hall

Rockford

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Gary Hall

VP Mortgage Sales

Rockford

Phone: (616) 633-8614

Email: [email protected]

Banker for 20 years, graduate of Aquinas college, former 4-year member of the AQ Men’s Varsity Soccer Team, but most importantly I enjoy being with family and watching my boys participate in youth sporting activities.

NMLS #436336

Scott Jongsma

Grand Rapids

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Scott Jongsma

Mortgage Loan Originator

Grand Rapids

Phone: 616.822.8861

Email: [email protected]

I have been in the mortgage business for over 25 years. With an MBA in finance, I enjoy working with numbers and analyzing different financial options for my mortgage clients. In my spare time I enjoy spending time with friends and family, especially at our cottage, and watching and participating in many sports, especially golf.

NMLS #728225

Nick Lewis

Grant & Kent City

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Nick Lewis

Mortgage Loan Originator

Grant & Kent City

Phone: 616.901.8364

Email: [email protected]

Banker for 17 years, active musician for 40+ years, singer, guitar player, performer in local theatre, and on weekdays I enjoy solving the challenges of home buying and refinancing.

NMLS #699519

John Oppenhuizen

Alpine & Coopersville

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John Oppenhuizen

Mortgage Loan Originator

Alpine & Coopersville

Phone: 616.901.3631

Email: [email protected]

Banker for 23 years, dad to a spoiled golden retriever, “car” guy, and proficient euchre player who enjoys spending time with friends and family.

NMLS #1584889

Greg Vargas

Muskegon & Ravenna

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Greg Vargas

Mortgage Loan Originator

Muskegon & Ravenna

Phone: (616) 648.6610

Email: [email protected]

A long-time resident of the Muskegon area, I enjoy spending time with my children in the sports and activities they are involved in. I am also entering my 25th year of coaching high school football.

NMLS #1461318

Your area not listed? Apply now and we will connect you with a lender.

Community Mortgages

What to Look for In a Realtor When Buying a Home

Read

Mortgages

What To Know Before You Sell Your House

Read

Homeowner Assistance Programs

If you're experiencing the financial challenges, we're here for you. Solutions can include:

  • Refinancing
  • Loan Modification
  • Short-Term Repayment Plans
  • Forbearance Plans
  • Short Sales
  • Deed in Lieu of Foreclosure

Loan counselors can be reached at 616.205.0318. Monday-Friday 8:00 AM - 5:00 PM (ET) and Saturday by appointment only. You can also contact us by email at [email protected]


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The link you’ve clicked was provided from an external source because we see opportunity for you. By selecting “yes, continue” below you will be opening a new browser window and leaving our website. Although we’ve carefully reviewed the website prior to creating the link, unfortunately we cannot be responsible for the safety or security of the website.

What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.