We See Neighbors.

Personal Banking

Banking Local Matters

As the local community bank, we keep your money in Michigan to enable the families, farmers and businesses in our communities to buy homes and build businesses.

  • Checking Accounts
  • Savings Accounts
  • CDS & Money Markets
  • HSA

Personal Borrowing

Borrow With Confidence

Borrowing should be personal. Whether you’re looking for a new car or a new home, we’re here to work with you.

  • Mortgages
  • Auto Loans
  • Personal Loans
  • RV, Boat, Motorcycle


How Can We Help?

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.