If I use bill pay is my payment guaranteed by the due date?
When scheduling your payment, it will provide you with an ‘estimated date of arrival’ to help determine when it is best to be sent.
During that process, you will want to verify how the payment will be sent, whether it is electronically or by check. If it is sent by check you will want to allow enough time for the check to reach them via the mail, therefore the payment should be sent prior to the due date to ensure it is there on time.
If it is sent electronic you will want to schedule it 2 business days prior to the due date to ensure the delivery.