We See Possibility.

Business Loans

Behind every business loan is a person. Our people work hard to understand your business so we can offer the best lending product. Whether you’re launching a business, or expanding your reach, we’ll help you move with speed.

  • Working capital lines of credit to support accounts receivable and inventory needs
  • Term loans and lines of credit for agribusiness
  • Loans to finance equipment purchases
  • Letters of credit
  • Loans for the purchase of buildings
  • Farm service agency loans
  • Loans to finance construction of buildings
  • USDA business and industry loans
  • Corporate credit cards to track expenses
  • Express SBA (Small Business Administration) guaranteed loans – These loan programs provide options for lower rates and longer terms than a conventional bank loan (Low Doc. SBA 7(a) and 504 loans)

Schedule a Complimentary Consultation

Meet The Team

Mike Hanschmann

Oakland County

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Mike Hanschmann

VP, Commercial Loan Officer

Oakland County

Phone: 810.212.2886

Email: [email protected]

Hanschmann joins ChoiceOne with over 12 years in banking. Hanschmann received a Bachelor of Science in Economics from Northern Michigan University, Marquette. He also received his Master of Business Administration (MBA) with a specialization in Organizational Leadership from the University of Arizona-Global Campus (previously Ashford University), Chandler, Arizona.

David Huisman

Holland

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David Huisman

VP, Commercial Loan Officer

Holland

Phone: 616.207.4113

Email: [email protected]

Banker for over 25 years with commercial banking experience. Huisman is active in his community, serving on many boards. With a Bachelor of Arts in Finance from Calvin University, Grand Rapids – He and his wife Melanie reside in Holland with their family.

Ryan Wolthuis

Grand Rapids

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Ryan Wolthuis

SVP Executive Commercial Lending

Grand Rapids

Phone: 616.205.0328

Email: [email protected]

Banker for 20+ years. Grand Rapids born and raised. Married with three children. Enjoys spending time on the golf course and attending the sporting events of his children.

Bill Bruinsma

Grand Rapids Loan Office

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Bill Bruinsma

Vice President, Commercial Loan Officer

Grand Rapids Loan Office

Email: [email protected]

Banker for 35+ years. Active in his community serving on the Boards of Wedgewood Christian Services Foundation, Goodwill Industries of Greater Grand Rapids, and the Kent County Fellowship of Christian Athletes. Also has 24 years of coaching experience with various athletic teams.

Bradley Bissett

Port Huron

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Bradley Bissett

VP, Commercial Loan Officer

Port Huron

Phone: 810.395.1119

Email: [email protected]

A banker for 15 years, he enjoys being a volunteer basketball coach for his sons second grade basketball team. He is committed to serve the surrounding communities with dependable and professional commercial banking practices and lending solutions.

Andy Jackson

Grand Rapids

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Andy Jackson

VP Commercial Loan Officer

Grand Rapids

Phone: 616.678.5617

Email: [email protected]

Banker for 20 years, who loves spending time with family, attending kids’ activities and golfing with friends. Enjoys helping people around the community.

Alexander Shoemaker

Lapeer

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Alexander Shoemaker

VP Commercial & Medical Loan Officer

Lapeer

Phone: 810.538.1909

Email: [email protected]

Manages a loan portfolio of high value business customers with a focus on medical lending such as doctors, dentists, and veterinarians with a consultative approach to meeting their goals and needs.

Durynda Kiefer

Lapeer

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Durynda Kiefer

VP Treasury Management Officer

Lapeer

Phone: 810.395.7789

Email: [email protected]

Banker for 14.5 years, Enjoys Traveling, Refurbishing furniture and time with my family.

Mark Peterson

Lapeer

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Mark Peterson

VP Commercial Lending Officer

Lapeer

Phone: 810.538.1896

Email: [email protected]

Banker for 22 years, Lender for 20 years, Beach Goer, Golfer, Family Man.

Lori Versalle

Muskegon County

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Lori Versalle

VP Treasury Management Officer

Muskegon County

Phone: 231.780.1856

Email: [email protected]

Banker for 33 years, Kayaker, Biker; Enjoys spending time with family.

Paul Michon

Macomb County

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Paul Michon

Macomb County Market Manager

Macomb County

Email: [email protected]

Banker for over 15 years, Enjoys crafting business solutions and working with customers, Enjoys time with wife and daughter, the great outdoors, sports, and concert enthusiast.

Craig Oosterhouse

Holland

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Craig Oosterhouse

VP Commercial Lending Officer

Holland

Phone: 616.678.5643

Email: [email protected]

Banker for 25 years. Coach for youth baseball, avid traveler and family man. Enjoys helping a variety of people and their businesses succeed.

Cindy Achterhoff

Muskegon

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Cindy Achterhoff

VP Commercial Lending Officer

Muskegon

Phone: 231.780.1876

Email: [email protected]

Banker for 15 years, who enjoys helping local businesses, a Runner, Boater, Traveler, Scuba Diver and enjoys spending time with her family.

David Deal

Muskegon

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David Deal

VP Commercial Lending Officer

Muskegon

Phone: 231.780.1875

Email: [email protected]

Banker for 26 years, Hunter, Fisher, Skier, Boater, and Family Man.

Patrick Wittkopp

Muskegon

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Patrick Wittkopp

VP Commercial Loan Officer

Muskegon

Phone: 231.780.1874

Email: [email protected]

Banker for 20+ years, Board of Director for Muskegon Rescue Mission, Boater, Fisher, Outdoor Enthusiast, Family Man.

Brent McCarthy

Muskegon & Grand Haven

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Brent McCarthy

Senior Vice President - Muskegon Market Executive

Muskegon & Grand Haven

Phone: 231.780.1841

Email: [email protected]

Banker for 25 years, Enjoys helping businesses grow, MSU Graduate, MSU Sports Fan, Golfer, Traveler, Fisher.

Jim Carney

Lapeer

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Jim Carney

VP Commercial Loan Team Lead

Lapeer

Phone: 810.538.1895

Email: [email protected]

A banker for 24 years. Into camping and boating in the summer, and downhill skiing with his wife and kids in the winter. Enjoys meeting with clients and helping them grow their business.

Nate VanderWoude

Grand Rapids

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Nate VanderWoude

VP Commercial Lending Officer

Grand Rapids

Phone: 616.678.5646

Email: [email protected]

Banker for 7 years, avid golfer, sports fan, and active member of community. Enjoys being an advocate for his clients and helping them reach their goals.

Pete Batistoni

Lapeer

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Pete Batistoni

SVP Chief Lending Officer

Lapeer

Phone: 810.538.1894

Email: [email protected]

Banker for 30 year, enjoys camping, hiking, beekeeping, gardening, and time with family.

Matt Ankley

Oakland County

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Matt Ankley

VP Oakland County Market Manager

Oakland County

Phone: 810.538.1892

Email: [email protected]

Banker for 25 years, enjoys the outdoors, and spending time with family.

Ashley Winter

Lapeer

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Ashley Winter

VP Commercial Loan Officer

Lapeer

Phone: 810.538.1910

Email: [email protected]

Banker for 17 years, 4H Volunteer, enjoys boating and camping with family.

Travis Jackson

Almont & Armada

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Travis Jackson

VP Commercial Loan Officer

Almont & Armada

Phone: 810.395.1127

Email: [email protected]

Banker for 8 years, northern Michigan explorer, enjoys boating and snowmobiling with family.

Brian Bacon

Sparta

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Brian Bacon

VP commercial Loan Officer

Sparta

Phone: (616) 887.2331

Email: [email protected]

Banker for 20 years, outdoor enthusiast, advocate for camping on Silver Lake with family and friends, builder of off road trucks.

Amber Behrendt

Grand Rapids

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Amber Behrendt

VP Business Development

Grand Rapids

Phone: 616.485.7281

Email: [email protected]

Banker for 21 years, concert enthusiast, active community member and volunteer who enjoys spending time with family.

Jennifer Bellamy

Sparta

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Jennifer Bellamy

VP Commercial Loan Officer

Sparta

Phone: 616.678.5658

Email: [email protected]

Banker for 15 years, enjoys time with family, and being involved in the community.

Lee Braford

Sparta

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Lee Braford

SVP Chief Credit Officer

Sparta

Phone: (616) 678.5455

Email: [email protected]

Banker for 30+ years, Board Member of Sparta Community Foundation, and Michigan outdoors enthusiast.

Patricia Brown

Fremont & Muskegon

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Patricia Brown

Commercial Loan Officer

Fremont & Muskegon

Phone: 616.260-2485

Email: [email protected]

Banker for 20+ years, Active Community Member, and Volunteer, and enjoys time with family.

Aaron Griffin

Grand Rapids

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Aaron Griffin

VP SBA Lending Officer

Grand Rapids

Phone: 616.293.9318

Email: [email protected]

Banker for 15+ years, Family Man, and Volunteer for Junior Achievement and Big Brothers Big Sisters.

Carrie Olson

Grand Rapids

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Carrie Olson

VP Treasury Management Officer

Grand Rapids

Phone: 616.490.4285

Email: [email protected]

Banker for 19 years, Active Community Member and Volunteer, and Enjoys Time with Family.

Jason Parker

Sparta

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Jason Parker

VP Commercial Lender

Sparta

Phone: 616.887.2340

Email: [email protected]

Banker for 19 years, outdoors enthusiast, family man, mountain biker, golfer, enjoys skiing with family, and riding quads with son.

Kent Gagnon

Sparta

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Kent Gagnon

VP Treasury Management

Sparta

Phone: 616.887.3298

Email: [email protected]

Banker for 30 years, chef-level cook at home, family man, frequent sports player.

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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.