Companies with ACH, Wires, or Positive Pay must use the new Treasury Portal. Learn More at our Treasury Services Page.

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Business Checking

Comparison Tool

Which Account Is Right For You?

Small Business Relationship Business Business Community
Features Ideal for businesses with lower activity levels Affordable account ideal for all types of businesses Ideal for businesses with high balances and high activity We recognize the value our non-profits and churches bring our local community. This free account is designed specifically for those who give so much to our community.
Benefits
  • Up to 100 items including checks, deposited items, ACH and POS – $0.40 per item over 100
  • Treasury Services
  • No Monthly Maintenance Fee
  • Up to 250 items including checks, deposits, deposited items, ACH and POS – $0.40 per item over 250 items
  • Treasury Services
  • No Monthly Maintenance Fee
    • (If balance is over $5,000 or checking & savings relationship over $15,000)
  • No minimum balance
  • $8.00 monthly service charge plus $0.15 per item includes checks deposited items, ACH and POS
  • Treasury Services
  • No minimum balance
  • No monthly service charge
  • Online and Mobile Banking
  • Earn interest
Balance to Open $100 $100 $100 $100
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  • Online Banking
  • Mobile App
  • Debit Cards
  • Bill Pay
  • Merchant Services
  • Treasury Services

Business Checking

Small Business Checking

Our small business checking account is designed and structured for local businesses that have lower activity levels and less cash on hand.

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  • Up to 100 items including checks, deposited items, ACH and POS – $0.40 per item over 100
  • Low opening balance requirement of $100
  • Treasury Services
  • No Monthly Maintenance Fee

Business Checking

Relationship Business Checking

Pay for what you need and save on what you don’t. Our Relationship Checking Account offers the affordability and service for your average activity levels.

Learn More
  • Up to 250 items including checks, deposits, deposited items, ACH and POS – $0.40 per item over 250 items
  • Low Opening Balance Requirement of $100
  • Treasury Services
  • No Monthly Maintenance Fee
    • (If balance over $5,000 or checking & savings relationship over $15,000)

Business Checking

Business Checking

Don’t pay for extra activity. Our relationships plus checking account is ideal for business with higher balances and higher levels of activity.

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  • No minimum balance
  • $8.00 monthly service charge plus $0.15 per item includes checks deposited items, ACH and POS
  • Low opening balance requirement of $100
  • Treasury Services

Business Checking

Community Checking

We recognize the value our non-profits and churches​ bring our local community. This free account is designed specifically for those who give so much to our community.

Learn More
  • No minimum balance
  • No monthly service charge
  • $100 minimum balance to open
  • Online and Mobile Banking
  • Earn interest
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What You Will Need Close Warning

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.

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