When opportunity shows up in the way of seasonal demand, hiring needs, inventory buys, a new location, timing matters. SBA 7(a) financing is designed to support momentum with flexible funding for a broad range of business needs.  

What SBA 7(a) Can Help Fund

SBA 7(a) loans can be used for working capital, real estate purchases, renovations, business acquisition, equipment purchases, and refinancing eligible debt. That flexibility makes it a strong option for businesses that need an all-purpose financing solution aligned with real-world operations.  

Why Businesses Choose SBA for Growth
 
SBA programs can offer meaningful advantages, such as lower down payments, terms extending up to 25 years, fixed or variable rate options, and the ability to include closing costs in the total loan amount. Those features can help businesses preserve cash while still investing in what’s next. 

Where a Preferred SBA Lender Makes the Difference 

As a Preferred SBA Lender, ChoiceOne Bank can streamline approvals and tailor SBA funding packages to business needs, creating a smoother experience from application to decision.  

From stabilizing cash flow to funding your next stage of growth, our team helps you use SBA financing strategically, so your loan supports the business you’re building. 

Connect with one of our SBA Lenders here: Meet the Team. 

All loans are subject to credit approval.