Every business growth plan looks different, so the right financing should, too. SBA loans are designed to support entrepreneurs with flexible options that can match a wide range of goals, from managing cash flow to investing in long-term assets.

SBA 7(a): Flexible Financing for a Wide Range of Needs

The SBA 7(a) program is often the go-to choice for versatility. It can support working capital, real estate, renovations, business acquisition, equipment purchases, and refinancing eligible debt. Making the SBA 7(a) a strong fit when your needs span more than one category.

SBA 504: Built for Major Fixed-Asset Investments

For businesses making big, long-term investments, like purchasing land or buildings, or financing large equipment, the SBA 504 program is desgined specifically for major fixed assets and expansion-ready moves. One key advantage: its long-term, fixed rate structure can support predictable payments as your business scales.

Why Working with a Preferred SBA Lender Matters

As part of the SBA's Preferred Lender Program, ChoiceOne Bank can streamline approvals and deliver a more efficient lending experience, so business owners can spend less time navigating steps and more time running their business.

Whether you're planning for flexibility or investing in long-term assets, our team helps match the right SBA option to your goals, so your financing supports the way you operate.

Connect with one of our SBA Lenders here: Meet the Team.

All loans are subject to credit approval.