Please be aware of a scam that is circulating where the caller ID shows a legitimate bank phone number, but the call isn't originating from ChoiceOne Bank. ChoiceOne will never ask for sensitive information such as online banking credentials, debit card numbers, or one-time passcodes over the phone. If you have shared any personal information or have questions or concerns about ChoiceOne Bank, please contact Customer Service immediately at 888.775.6687.

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Personal Savings

Use your money to build the future you’ve always wanted. Our savings accounts are designed to help you save money for your financial goals, whether it’s an emergency fund, a down payment on a home, or a
dream vacation.  

  • Tiered interest rates 
  • eStatements
  • Minimum opening deposit of $25
  • No monthly maintenance fees for accounts that stay above $500 
  • Make up to six (6) electronic withdrawals per calendar month 

Savings accounts are an excellent choice for:

  • Emergency Funds: They are a safe place to keep funds that you might need in case of unexpected expenses.
  • Short-Term Savings: You can use savings accounts to save for short-term goals, such as a vacation, a new appliance, or a down payment on a car.
  • Teaching Financial Literacy: Savings accounts are a great tool for teaching children about saving money, as they can watch their savings grow with interest.
  • Parking Funds Temporarily: If you're not ready to invest your money but don't want it to sit idle, a savings account can be a temporary solution.
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