Growth often comes with a “fixed-asset moment” with the building you’ve outgrown, the equipment that increases capacity, or the expansion that takes you to the next level. That’s where SBA 504 financing can be a strategic advantage. 

What SBA 504 Is Designed to Do

The SBA 504 program is tailored for major fixed assets, like land, buildings, and large equipment. It can also support construction or significant renovations. It’s structured to help healthy, expanding businesses invest for the long term. 

A Predictable Payment Structure for Long-Term Planning 

The 504 program’s long-term, fixed-rate structure helps business owners plan with confidence, especially when taking on a major purchase that needs to perform for years to come. 

Why Experience Matters 

ChoiceOne Bank was honored multiple times with the SBA Michigan District 504 Third Party Lender of the Year Award for outstanding achievements in SBA lending. Recognition like this reflects consistent delivery, responsiveness, and expertise in helping Michigan businesses finance real growth. 

If you’re considering owner-occupied real estate, facility expansion, or major equipment, let’s talk about whether SBA 504 financing is the right fit and how a local banking partner can help simplify the process.  

Connect with one of our SBA Lenders here: Meet the Team.

All loans are subject to credit approval.